Banking built for international trade.
Get paid faster, pay suppliers on time and never let cash hold up an order.
- Approved09:12
- Sent09:14
- Receiving bank11:02
- ArrivesThu 23 Oct
Your money moves as fast as your goods.
Get paid like a local.
Buyers in the United States, Europe and the United Kingdom pay you the way they pay a local supplier.
- Approved08:40
- Sent08:41
- Receiving bank13:15
- ArrivesTue 21 Oct
Pay suppliers on the day you promised.
See the fee and arrival date before you send, then track every payment like a shipment.
Never let cash hold up an order.
Helm pays your supplier now. You repay when the goods sell.
Everything your trade runs on. In one account.
Pay and get paid along every major trade lane.
Local account details for your buyers, local rails for your suppliers, and digital dollars where banks are slow.
See supported countriesBuilt for the businesses that move goods.
Importers
Pay suppliers in China, Türkiye, India and Vietnam in the currency they invoice, from one account.
Banking for importers
Exporters
Collect USD, EUR and GBP from buyers abroad on local account details and hold the proceeds in hard currency.
Banking for exporters
Wholesalers and distributors
Receive from buyers, pay suppliers and finance the gap between the two.
Banking for wholesalers
Trading and sourcing companies
Receive from one side of a trade and pay the other, with every payment matched to the deal.
Banking for traders
Freight and logistics
Pay carriers, agents and partners in the currency each one invoices.
Banking for freight
Available now
A named person on every account.
Your account manager knows your business, your suppliers and your routes, and answers on the channel you use.
Accounts open in days
One document list, reviewed by a compliance specialist. Most accounts are live within days of the first call.
A dedicated account manager
A named person for every client, reachable by phone, email and WhatsApp, from onboarding through daily operations.
Eligibility published
Supported countries, industries and the documents required are on this site before you apply.
Every review answered in writing
When a payment is reviewed, you receive the outcome and the reason within one business day.
Your money, held with licensed partners.
Licensed partners
Accounts and payments are provided through licensed banking and money transmission partners, named in your account agreement.
Verified businesses
Every client business is verified before its account opens, so the businesses you deal with on Helm are verified too.
Screened payments
Payments are screened before they are sent, and you see the status of each one from approval to arrival.
Questions and answers.
Who can open a Helm account?
Registered businesses that trade internationally: importers, exporters, wholesalers, distributors, trading and sourcing companies and freight firms. Supported countries and industries are listed on the Eligibility page.
How long does it take to open an account?
Most accounts open within days. Your account manager sends one document list, confirms it on the first call and keeps you informed until the account is live.
Which currencies can my business hold?
USD, EUR and GBP, with account details in your company's name, plus USDC and USDT. Balances convert inside the Helm account.
Can buyers pay me in USDT or USDC?
Yes. Buyers pay in USDT or USDC on Solana, Ethereum or Tron. You can hold the digital dollars, convert them to USD or pay suppliers with them.
Does Helm offer trade finance?
Yes. Helm offers trade finance, including supplier finance, working capital and receivables finance, arranged around each client's trading cycle.
What does Helm charge?
Fees are agreed with your account manager when your account opens, and every payment shows its fee, the exchange rate and the arrival date on screen before you approve.
Is Helm a bank?
Helm is a financial technology company, not a bank. Accounts and payments are provided through licensed banking and money transmission partners.
Open your Helm account.
Accounts open in days, with a dedicated account manager from the first call.
Or speak to our team: [email protected]- Sent by buyer08:02
- On SEPA08:03
- Received08:05
- In EUR account08:05