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Country guide

Business accounts for companies in Nigeria.

Nigerian importers and distributors pay suppliers in China, India and the Gulf in USD, often in USDT. USD, EUR and GBP accounts in your company's name, payments on bank rails and in digital dollars, and trade finance.

Open accountSpeak to our team
USD account details
Account nameAtlas Trading Co.
Routing number026 073 150
Account number8402 ···· 3197
ReceivesACH · Fedwire · SWIFT
EUR account details
IBANDE89 ···· ···· 3000
BICCOBADEFF
ReceivesSEPA · SWIFT
GBP account details
Sort code04-··-26
Account number·· ·· 3187
ReceivesFaster Payments
FedwireACHSWIFTSEPAFaster PaymentsUSDCUSDTSolanaEthereumTron

What businesses in Nigeria get from Helm.

Your local account detailsReady to share
USDACH · Fedwire
026 073 150
EURSEPA
DE89 ···· 3000
GBPFaster Payments
04-··-26

A USD account in your Nigerian company's name

Hold USD to pay suppliers without converting on the day a payment falls due.

Payment to supplierHLM-48190 · SWIFT
In transit
USLAXLos Angeles
INBOMMumbai
Shree Cotton Exports18,400.00 USD
  1. Approved08:40
  2. Sent08:41
  3. Receiving bank13:15
  4. ArrivesTue 21 Oct
Fee shown at approvalTracked to arrival

Pay suppliers in USDT or by SWIFT

USDT settles in minutes, seven days a week; SWIFT reaches any bank account.

Order PO-7713Financed
Supplier paid today120,000.00 USD
TodaySupplier paidDay 35Goods arriveDay 90You repay

Collect from buyers abroad on local details

Buyers in the United States, Europe and the UK pay you as a domestic transfer.

The payments a business in Nigeria makes most.

MovementRailHow it arrives
You pay a supplier in ChinaUSDT or SWIFTUSDT in minutes; SWIFT in 1 to 3 business days
You pay a supplier in the UAE or IndiaSWIFT or USDTSWIFT in 1 to 3 business days; USDT in minutes
US buyer pays youACH or Fedwire to your USD detailsDomestic for the buyer
Buyer pays you in USDTUSDT on TronDomestic transfer

Nigeria at a glance.

Local currencyNGN
Account currencies at HelmUSD, EUR, GBP, USDC, USDT
Main ports and gatewaysLagos (Apapa, Tin Can), Lekki
Main trading partnersChina, India, United States, Europe, UAE

Opening an account from Nigeria.

Your account manager sends one document list: certificate of incorporation, register of directors and owners, identity and address for each, proof of business address, a recent bank statement and two or three invoices or contracts that show the trade. With the list complete, most accounts are live within days. The full list and timings are on the Eligibility page.

Helm is a financial technology company, not a bank. Accounts and payments are provided through licensed partners named in your account agreement; see Security.

Questions and answers.

Can a Nigerian company open a Helm account?

Yes. Helm serves Nigerian registered businesses that trade internationally. Your account manager confirms the corridors you use on the first call.

Can I fund the account in USDT?

Yes. Send USDT or USDC to your Helm address and convert to USD inside the account, or pay suppliers directly in USDT.

Can I pay out to a Nigerian bank?

Pay out in USD to a domiciliary account at your Nigerian bank. Your account manager will confirm the route on the first call.

Open your Helm account.

Accounts open in days, with a named account manager who knows the corridors businesses in Nigeria trade along.

Or speak to our team: [email protected]
Payment from buyerHLM-48177 · SEPA
Arrived
DEHAMHamburg
USLAXLos Angeles
Nordhafen Handels GmbH+ 72,400.00 EUR
  1. Sent by buyer08:02
  2. On SEPA08:03
  3. Received08:05
  4. In EUR account08:05
Received in fullReady to hold, convert or pay out